How It Works
- 1
Start an order
Order media or Listing Prep for a home you're selling, and answer Yes to "Is this property being prepared for sale?"
- 2
Choose Pay at Closing
At checkout, pick Pay at Closing with Titus. You pay $0 today.
- 3
Apply in a few steps
Homeowners and agents can both apply. Pre-qualification won't affect your credit score.
- 4
Repay at closing
Repay from the sale, plus a small flat fee based on your credit profile.
What It Covers
The photo shoot and every Listing Prep service, on one order.
Real estate media
- Property photos
- Property video
- Aerial photos and video
- 3D virtual tours
- Floor plans
- Twilight photos
Listing Prep
- House cleaning
- Lawn mow
- Lockbox installation
- Sign installation
- Rekeying and lock cutting
- Pre-listing checklist and work orders
Up to
$20,000
Applicants with qualifying credit of approximately 670+ may be eligible for up to $20,000.
Up to
$5,000
Applicants with qualifying credit from approximately 570–669 may be eligible for up to $5,000.
Approval amount and terms are subject to Titus eligibility requirements and underwriting. Credit score alone does not guarantee approval.
Common Questions
Who can use Pay at Closing?
It's for homes being prepared for sale. Homeowners and real estate agents can both apply.
What does it cost?
You repay the order amount at closing, plus a small flat fee based on your credit profile. Rates start at 0%.
Will applying affect my credit?
No. Pre-qualification uses a soft credit check, so applying won't affect your credit score.
What if the home doesn't sell?
You repay directly six months after the first disbursement, with repayment plans available.
Loans may be originated by Lead Bank, Member FDIC or Titus Lending LLC and are subject to credit approval.